Thank you for choosing our office for your dental care. We are dedicated to providing high-quality dentistry so you can achieve and maintain optimal oral health. Our team strives to ensure every patient fully understands their recommended treatment plan and their financial responsibility before any procedure begins.
Insurance Processing & Financial Responsibility
As a courtesy, we are happy to process your dental insurance claims and help you maximize your benefits. Our team can assist with estimating coverage and filing claims on your behalf.
Please note:
- We do not accept HMO or DMO plans that require you to remain in-network.
- Unless your insurance provider specifies otherwise, all benefits are payable directly to our office.
- Because most dental plans do not cover 100% of treatment costs, we offer several convenient payment options.
Payment Options
We accept the following forms of payment:
- Visa, MasterCard, American Express, Discover
- Cash or Check
We also accept CareCredit for patients who wish to finance all or part of their treatment. Many plans offer 0% interest for 6 or 12 months. You may visit their website to check if you prequalify.
Our office can also discuss in-house payment options.
No dental insurance?
We offer a 5% courtesy savings when treatment is paid in full on the day services are rendered.
For extensive treatment appointments:
A 50% deposit is required to reserve your appointment time. This deposit will be applied toward your treatment. If you cancel beforehand, your deposit will be refunded minus any applicable lab fees.
Understanding Dental Plans
Unlike traditional insurance that protects against major financial loss, dental plans operate on a fixed yearly benefit. Premiums are calculated so the carrier can cover predictable dental expenses while maintaining operating costs and profit. Every plan has a yearly maximum, meaning the insurer’s financial risk is limited.
Because of these limits, dental plans are designed only to offset a portion of your dental care—not to cover all your oral health needs.
Cosmetic Dentistry & Coverage
Dental insurance typically covers procedures needed for function, not aesthetics. For example:
- A crown may be partially covered to restore tooth structure
- The added cost of making the crown cosmetically superior is usually not covered
Most plans also reduce costs by promoting preferred providers who agree to lower fees. Highly skilled cosmetic dentists generally do not participate in these discounted networks.
While cosmetic dentistry offers transformative results, many procedures have limited or no insurance coverage.
We are happy to help you understand and maximize your benefits. Although Dr. Tenney is not a provider for DMO plans, you may still use your benefits if you have indemnity or out-of-network coverage.
Additional Dental Insurance Topics
- Dental plan expectations: These plans are meant to assist—not fully pay for—your dental care.
- Delta Dental insights: Understanding certain tactics these plans use to influence the dental market.
- Privately purchased plans: Individually bought plans work differently than employer-provided options.
- Plan limitations: Most dental plans include restrictions to control costs.
- Preferred providers: How in-network lists work.
- Usual and customary fees: How insurance companies calculate “standard” fees.
- Cost-control tactics: Common strategies insurers use—some practical, others misleading.
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